Small loans online$100 to $5,000Every credit type considered
Send your request
$100 to $5,000 · funds as soon as the next business day, if approved
Encrypted · free to send · no obligation
- No fee to ask
- A few minutes on your phone
- 256-bit encryption
- Say no to any offer
Small loans online, $100 to $5,000, for the bill that cannot wait for Friday
One free request can reach lenders in our network. If one approves you, money can arrive as soon as the next business day.
Does this sound close?
Short-term loans for the days between paychecks
- The water bill says the 2nd. The paycheck says the 9th.
- The landlord wants it in full.
- The washer quit mid-cycle.
- A copay you did not plan for.
- The overdraft fee hit twice.
- You would rather not borrow from a friend.
If your week looks anything like this, one free request is an easy first step. WickerPath does not lend, and no one can promise an approval.
See my optionsThree stops along the way
How a loan request works here
-
First
Fill in one short request
A few minutes on any phone. It is free and you are not signing up for a loan.
-
Then
Lenders in our network can look at it
Every lender decides on its own. You might get an offer, or you might not.
-
Last
Read the offer, then choose
The lender lists the rate, fees and due date. If approved and you accept, funds can arrive as soon as the next business day.
WickerPath is a free referral service, not a lender, and makes no credit decisions.
Good to know
What WickerPath does, and what it does not
Call it a payday loan, a cash advance or an installment loan. Here is our part in it.
We connect, we do not lend
Your request goes to lenders in our network. They set the terms.
No charge from us
Using this site and sending a request costs nothing.
Lenders set the price
APR, fees and the schedule come from the lender, and some are high.
You can walk away
Read each offer in full. Turning it down costs you nothing.
Before you begin
Keep these close by
Most lenders ask for the same short list. Having it ready makes the request quicker.
- Photo IDA state ID or license, and you need to be 18 or older
- Steady incomeWages, benefits or another regular deposit
- A bank accountAn open checking account in your own name
- Email and phoneSo a lender can get in touch about an offer
FAQ
Questions people ask before they start
Is WickerPath the company that lends to me?
No. WickerPath is a free referral service, not a lender. We send your request to lenders in our network, and each lender makes its own choice.
What can a small loan be used for?
People ask for help with rent, a utility bill, a medical copay or a home repair. Ask for $100 to $5,000, then weigh any offer against the cost of a late fee before you accept.
Do lenders check my credit?
Sending the request is free and you are not bound to accept anything. A lender may run its own credit check as part of considering your request.
What if my credit history has a few marks on it?
You can still ask. Every credit type is considered, and lenders may look at your income and bank account too. Approval is not guaranteed, and terms vary by lender.
How soon could funds arrive?
If a lender approves you and you accept, the money can arrive as soon as the next business day. The lender and your bank decide the exact timing.
How much will the loan cost?
That depends on the lender, the amount, where you live and your credit. Short-term loans can carry high APRs, some above 200%, so read the rate, fees and due date first. You never have to accept.
Send one request. Choose after.
Small loans from $100 to $5,000. Free to send, with no obligation to take any offer.
Start my request